With the recent alliance between Anchorage Digital and Ethena Labs, the world of regulated stablecoins in the United States is facing a decisive turning point.
The arrival of an institutional stablecoin compliant with the new regulations means that investors can rely on digital instruments that are not only cutting-edge but also fully in line with the GENIUS Act regulations, thus increasing trust and security in the digital financial ecosystem.
Regulated stablecoins: the partnership that redefines financial security in the United States
A regulated stablecoin is, essentially, a digital currency pegged to a traditional asset—often the US dollar—issued and managed according to strict US regulations.
Unlike offshore tokens, these instruments offer superior protection for both institutional operators and private investors, thus opening the door to innovative financial services based on transparency and legality.
The GENIUS Act approved on July 19, 2025, introduces well-defined parameters on transparency, reserves, and security for the issuance of stablecoins linked to the American dollar.
For the first time, US financial institutions can operate within a clear and stable regulatory framework, limiting regulatory ambiguities and thus facilitating the adoption of reliable digital instruments.
The partnership between Anchorage Digital and Ethena Labs aims to launch USDtb, a stablecoin dedicated to financial institutions, developed in compliance with the requirements of the GENIUS Act.
Anchorage Digital Bank is the only US federal bank entirely focused on digital assets – it will be the main player in the issuance and compliant oversight of the USDtb platform.
- Issuance and management in compliance with US laws: USDtb is created under federal regulatory oversight.
- Seamless integration with traditional banking systems, for a level of interoperability never seen before.
- Enhanced security: use of enterprise-level custody infrastructure and transparent processes.
The launch of USDtb allows US financial institutions to offer new digital payment services to their clients, promoting solutions such as instant settlement, more efficient international payments, and dynamic liquidity management.
In short, a bank could now move large sums in real-time between branches worldwide without relying on third-party intermediaries.
Anchorage Digital Platform: How Does the Issuance of Regulated Stablecoins Work?
Thanks to the new stablecoin issuance platform by Anchorage Digital, institutions and banks finally have the opportunity to create customized and compliant digital currencies. Here are the main advantages:
- Advanced security technology to protect transactions and digital resources.
- Solid governance for the custody of funds and transparency during audits.
- Intuitive dashboard that allows continuous monitoring and direct control of digital flows.
For example, a trader can monitor in real-time the issuance and circulation of stablecoins, always ensuring compliance with US requirements.
By adopting compliant stablecoins, institutions can speed up international payments, minimize counterparty risks, and increase transparency for regulatory authorities.
According to recent studies by the U.S. Senate, this technology could reduce settlement times from days to a few minutes, with a significant economic impact, especially in markets characterized by high volatility.
Have you ever wondered what it would be like if every payment were as immediate and transparent as a simple email?
Founded in 2017 in San Francisco, Anchorage Digital is the first federal bank in the United States entirely dedicated to digital assets.
In addition to San Francisco, it is present in New York, Singapore, and Porto, offering solutions ranging from trading, institutional custody, stablecoin issuance to regulatory compliance.
Ethena Labs is the mind behind USDe and USDtb, stablecoins designed to ensure stability and compliance. With a TVL exceeding 6 billion dollars, its partners include heavyweight names like Fidelity, Binance Labs, and Franklin Templeton.
The intelligent integration of DeFi and CeFi solutions in regulated environments represents the true strength of Ethena, positioning it as a global reference player.
Regulated Crypto Banks: What Changes with the New Issuance of Stablecoin?
The possibility of issuing stablecoins in a compliant manner opens up new markets to entities like Anchorage Digital Bank. Consequently, banks can:
- Offer clients transparent, legal, and efficient digital tools.
- Reduce the operational costs associated with traditional clearing systems.
- Respond to an increasingly demanding clientele in terms of speed, security, and compliance.
More and more institutions are exploring this direction to keep up with regulatory evolution and the growing global demand.
A fully compliant stablecoin is the key to restoring trust in digital instruments.
Banks and institutional operators can finally embrace innovation without running legal risks, enjoying rigorous audits and the transparency that international standards require.
This collaboration is not just a simple commercial agreement: it marks the beginning of a new era for digital assets and institutional finance in the USA.
The effects could extend well beyond American borders, influencing decision-makers and markets worldwide and pushing other competitors to adopt more rigorous compliance standards.
Now the question is: will the rest of the world be able to keep up with the example of the United States?
The issuance of the first fully compliant institutional stablecoin under the GENIUS Act represents a fundamental piece for the development of digital finance in the USA.
Thanks to the solidity of the Anchorage platform and the innovative talent of Ethena, financial institutions and investors can now look with confidence to a future rich in opportunities, where transparency, speed, and reliability are no longer a dream, but a reality that evolves day by day.